Dividend Portfolio Calculator: Income and Yield

MULTI-HOLDING INCOME ANALYZER

Dividend Portfolio Calculator

Combine stocks and ETFs to calculate current portfolio value, annual and monthly dividend income, weighted dividend yield, yield on cost and progress toward an income target.

Formatting only; no exchange-rate conversion is performed.
Used to estimate the portfolio value required at the current weighted yield.

Dividend holdings
HoldingSharesPrice per shareDividend per paymentPayments/yearCost basis/shareAction

Enter the regular cash dividend per share for one payment. Special dividends, taxes, withholding and future growth are excluded.

Dividend portfolio formulas

Annual dividend per share = dividend per payment × payments per year

Holding annual income = shares × annual dividend per share

Holding market value = shares × current price

Portfolio dividend yield = total annual income ÷ total market value × 100

Portfolio yield on cost = total annual income ÷ total cost basis × 100

Required portfolio value = target annual income ÷ current portfolio yield as a decimal

Portfolio yield is a value-weighted result: it equals the sum of all annual dividend income divided by the total current market value. Yield on cost uses the entered acquisition cost instead of current price. Neither measure is a total-return forecast.

Verified example

A portfolio contains 100 shares at US$50 paying US$0.50 quarterly, 50 shares at US$80 paying US$0.75 quarterly, and 200 shares at US$25 paying US$0.10 monthly. Their market values total US$14,000 and annual dividend income is US$590, or US$49.17 per average month. The weighted dividend yield is 4.214286%.

If the cost bases are US$40, US$70 and US$24 per share, total cost is US$12,300 and portfolio yield on cost is 4.796748%. At the current 4.214286% yield, a US$1,000 annual-income target corresponds to about US$23,728.81 of portfolio value.

How to interpret the breakdown

Portfolio weight shows each holding’s share of current market value. Income share shows how much of total dividend income comes from that holding. A large difference between these percentages identifies positions with yields above or below the portfolio average and can reveal income concentration.

Limits and assumptions

  • Use 2 to 10 holdings. Fractional shares are supported to six decimals; each holding must contain more than zero shares.
  • Prices, dividends and cost bases use up to six decimals and are limited to 1,000,000,000,000 per share. Current price and cost basis must be positive; a dividend may be zero.
  • Payment frequency must be annual, semiannual, quarterly or monthly. The calculator assumes the entered regular dividend repeats at that frequency.
  • The target and all displayed totals are limited to the supported numeric range. A required portfolio value cannot be estimated when the portfolio yield is 0%.
  • The model excludes dividend changes, special distributions, taxes, withholding, fees, currency conversion, price changes and reinvestment. Use the single-position Dividend Calculator for a growth and reinvestment projection.
Risk note: Dividends can be reduced or suspended. A high yield can reflect a falling share price and does not guarantee income, capital preservation or total return.

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