Financiera

Calculate housing and total debt-to-income ratios from gross income and required monthly payments, then test a proposed payment against an editable target.

Estimate a commercial real estate loan payment, balloon balance, cash at closing, LTV, DSCR, debt yield and amortization.

Estimate construction loan draws, interest during the build, borrower cash, peak balance and the optional permanent-loan payment.

Estimate a vacant-land loan payment, down payment, closing cash, interest, rate sensitivity and optional balloon balance.

Compare mortgage quotes with and without discount points. Calculate point cost, payments, break-even time, interest and net savings.